Factoring Company Offering Unique 97% Advance Rates.We Help You Make More Money

What Sets

Us Apart
From The Others

LOWEST
FACTORING RATES
Factoring Industry leader;
We have the
lowest factoring
rates in the industry
How? Because we use
our own money.
The others are restricted by their banks.

HIGHEST CASH ADVANCES
(up to 97%)
We offer the highest advances in the
factoring industry.
How?
Because we use our own money. The others are restricted by their banks

100 YEARS
COMBINED EXPERIENCE
With over 100 years combined experience in factoring in all industries.Our knowledge and experience enables us to have a working understanding of the unique demands you face each day.

NO MINIMUM DOLLAR AMOUNT FOR EACH INVOICE.
You may factor all of your accounts or you may choose to factor only a few. In other words, you can customize your own account!

NO ANNUAL TERM FACTORING CONTRACT REQUIRED
Other factoring companies require you to sign a restrictive contract that ranges from 6 months to 1 year or longer.
And they require you factor with them during that entire time.

24/7 Online account management tools
Our online services let you view your reports and collection activity updated daily.

Startup companies
are welcome.
Startups Are Our Specialty!
If your company is just
getting started, you've come to the right place. We can help you identify quality customers, strengthen your credit with positive cashflow, and
have our account managers professionally represent your company.

Our customers tell us that our combination
of low rates and exceptional service makes
us the best choice for factoring services.

How Factoring Works
The First Step:
The Client profile

You begin by filling out a simple client profile, which we will provide you. Please click here for profile. This profile
will cover basics such as your company's name and
address, the nature of your business, and information
about your customers.

You may need to supply an accounts receivable aging report, existing customers' credot limits, or other related documents. Remember the factor will attempt to determine the creditworthiness of your customers independent of their credit history with your business. We want a broader view of their
overall credit status.

During this initial stage you will also cover basic financial arrangements with the factor. For instance, what will be the monthly volume of invoices you want to factor(i.e. how liquid do you need to be)? What will the advance rate and the discount rate be? How quickly will the factor issue the advance to you?

In most cases, the answers to these questions will vary depending on the financial strength of your customer(s) and the anticipated monthly sales volume to be factored. Variations between industries, length of time in operation, and general reputation of how risky a customer of yours may be. For instance, a long list of high-risk clients will cost you more in factoring fees than a short list of government agencies with a slow-pay history.

In the factoring business, volume is all important. The higher your volume(the dollar amount of invoices you factor), the more favorable your rates will be.

The factor will use the client profile you submit to determine if your business is suitable for factoring. This process is simply the factor analyzing the risks versus the rewards, using the information you provided.

Once approved, you can expect to negotiate terms and conditions. The negotiation process takes several aspects of the deal into consideration. For instance, if you want to factor $10,000, you can't expect as good a deal as a company that wants to factor $500,000.

During the negotiation process, you will become well aware of what it costs to factor your accounts receivable. After you reach an agreement with the factor, the funding wheels begin to roll. The factor conducts due diligence by researching your customers' credit and any liens placed against your company. The factor also confirms the legitimacy of your invoice before buying your receivables and advancing cash to you

We are a nationwide company offering
factoring programs the others can't
because of our unique funding capabilities.
The others are restricted by their banks on
what kind of factoring programs they can offer.
We are not restricted!

We have been providing factoring services nationwide for decades and have clients
in hundreds of industries

When you become our client you will
be served by our staff that has an average of 11 years factoring industry experience per account executive.
(Well above the factoring industry norm!)

You will have one dedicated person and his or
her assistant who will handle your account.
Unlike the others, you don't have to
start over each time you call  with a new person

Unlike other factoring companies, our program includes the following features at no additional charge:
• 12-24 hour funding on approved invoices
• Highest advance rates in the industry
• Credit analysis on new and existing customers
• Continuous collection management and follow up on    factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.
• We allow you to electronically submit Invoices
• Free credit checking on new customers at no   additional cost

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor on an invoice by invoice basis.
• You control total factoring costs by only factoring on an "as needed" basis.

Up to 97% Advance Rates:
Advance rates are based on overall risk associated with a particular industry as well as experience and track record. We hold reserve accounts to accommodate industries which typically experience dilution and that we would otherwise not be able to service. Advance rates range from 80% to 97% of the gross invoice amount.

Fee Structures:
Fees are determined based on your industry, the credit worthiness of your customers, how quickly your invoices turn, and monthly factoring volume.

GET YOUR CASH TODAY
Call our factoring specialists at

1-866-593-2205 or

Email Us or
Complete our
ONLINE REQUEST FORM

FACTORING HOME PAGE

WHAT
OUR CLIENTS
SAY ABOUT US